I'm going to be financing a Fiesta ST thru USAA. They offered me a few different types of "Extended Vehicle Protection Programs" The plans add $7 or $11 per month depending what you pick: 60 month/100k 72/75k 60/75k I need to read the fine print, I plan to do a lot of maintenance myself (oil changes/etc), was reading that some don't cover you if you don't have a shop or dealership perform all maintenance and document it. Worth it? Not worth it? I'm not sure what Ford's factory warranty covers, trying to find that info right now too.